Rye, Rye Brook and Harrison real estate and homes for sale in New York, Westchester County - Miriam Dunn, REALTOR® Miriam Dunn REALTOR(r) for Rye, Rye Brook and Harrison, New York real estate - NUMBER1EXPERT™ Miriam Dunn NUMBER1EXPERT(tm) for Rye, Rye Brook and Harrison, New York real estate
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Miriam Dunn, REALTORŪ, real estate agent and broker for Rye, Rye Brook and Harrison New York home listings, property and land for sale - NUMBER1EXPERT(tm)
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Mortgage Calculators: Rye and Rye Brook New York home buying, real estate listings, and homes for sale in Westchester County, NY
Welcome > Resources > Mortgage Calculators > What Is Your APR? ...


The Best Mortgage Calculators On the Web! 

Please try my Java loan and mortgage calculators. They take a minute to load, but they are worth it! Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Each financial calculator also includes a View Report option. The mortgage repayment schedule and other reports are fully customizable. These reports are designed for you to print out and keep... 

What Is Your APR?

Use this calculator to determine the Annual Percentage Rate (APR) for your mortgage. Press the report button for a full amortization schedule, either by year or by month.

This Financial Calculator requires a Browser with Java Support



Definitions

Annual Percentage Rate (APR)
A standard calculation used by lenders. It is designed to help borrowers compare different loan options. For example, a loan with a lower stated interest rate may be a bad value if its fees are too high. Likewise, a loan with a higher stated rate with very low fees could be an exceptional value. APR calculations incorporate these fees into a single rate. You can then compare loans with different fees, rates or different terms.

Mortgage amount
Original or expected balance for your mortgage.

Interest rate
Annual interest rate for this mortgage.

Term in years
The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.

Monthly payment
Monthly principal and interest payment (PI).

Total payments
Total of all monthly payments over the full term of the mortgage. This total payment amount assumes that there are no prepayments of principal.

Total interest
Total of all interest paid over the full term of the mortgage. This total interest amount assumes that there are no prepayments of principal.

Loan origination percent
The percent of your loan charged as a loan origination fee. For example, a 1% fee on a $120,000 loan would cost $1,200.

Discount points
Total number of "points" purchased to reduce your mortgage's interest rate. Each "point" costs 1% of your loan amount.

Other fees
Any other fees that should be included in the APR calculation. These fees can vary by lender, but at a minimum usually includes prepaid interest.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.




Miriam Dunn, REALTORŪ, real estate agent and broker for Rye and Rye Brook New York home listings, property and land for sale - NUMBER1EXPERT(tm)

Miriam Dunn
RE/MAX Prime Properties

800-974-1066
Miriam@MiriamDunn.com

I have been a Realtor in Westchester County for over 18 years. Westchester, with its easy commuting to New York City, is a most amazing place to live. There are so many amenities--from all the opportunities and conveniences to the wonderful and caring people. Prior to real estate, I was in the advertising and banking businesses. My experience in these fields, as well as extensive experience in the real estate business, has given me a great understanding of people and their varied personalities, terrific customer service knowledge, excellent negotiating skills, the foresight to manage my own business at RE/MAX Prime Properties, and the ability to market and help purchase the homes and property investments of many clients. Approximately 65% of my business comes from personal and professional referrals. I am truly honored by this and attribute all of my success to my clients, whom I consider the heart and foundation of my business. I am most grateful for their trust and confidence. As a full-time, professional Realtor, I take pride in my work, enjoy what I do, and am at my best helping clients in the sale and purchase of their homes. I look forward to assisting you, too, as your personal Realtor. Thank you.

Equal HousingMLSREALTOR


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