Rye, Rye Brook and Harrison real estate and homes for sale in New York, Westchester County - Miriam Dunn, REALTOR® Miriam Dunn REALTOR(r) for Rye, Rye Brook and Harrison, New York real estate - NUMBER1EXPERT™ Miriam Dunn NUMBER1EXPERT(tm) for Rye, Rye Brook and Harrison, New York real estate
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Miriam Dunn, REALTORŪ, real estate agent and broker for Rye, Rye Brook and Harrison New York home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Real Estate Trivia
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What did 75% of 10,000 buyers surveyed by the NAR list as their top reasons for selecting a Real Estate Professional?

A 
Knowledge of the housing market, knowledge of real estate practices and financing, and familiarity with neighborhoods.
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Miriam Dunn, REALTORŪ, real estate agent and broker for Rye, Rye Brook and Harrison New York home listings, property and land for sale - NUMBER1EXPERT(tm)

Miriam Dunn
RE/MAX Prime Properties

800-974-1066
Miriam@MiriamDunn.com

I have been a Realtor in Westchester County for over 18 years. Westchester, with its easy commuting to New York City, is a most amazing place to live. There are so many amenities--from all the opportunities and conveniences to the wonderful and caring people. Prior to real estate, I was in the advertising and banking businesses. My experience in these fields, as well as extensive experience in the real estate business, has given me a great understanding of people and their varied personalities, terrific customer service knowledge, excellent negotiating skills, the foresight to manage my own business at RE/MAX Prime Properties, and the ability to market and help purchase the homes and property investments of many clients. Approximately 65% of my business comes from personal and professional referrals. I am truly honored by this and attribute all of my success to my clients, whom I consider the heart and foundation of my business. I am most grateful for their trust and confidence. As a full-time, professional Realtor, I take pride in my work, enjoy what I do, and am at my best helping clients in the sale and purchase of their homes. I look forward to assisting you, too, as your personal Realtor. Thank you.

Equal HousingMLSREALTOR


RE/MAX Prime Properties real estate and homes for sale in Rye, Rye Brook and Harrison New York

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